Where the risk actually sits

Every arrangement people use today moves the whole risk onto somebody, or charges for holding it.

Who carries the risk under each arrangement

Seller Buyer
Seller ships first 100 0
Buyer pays first 0 100
Meet in person 50 50
Platform escrow 15 15

Only two arrangements split the risk, and both cost something: one costs a journey, the other costs a percentage of every sale.

Trust does not scale to strangers

A seller with four hundred sales has a reputation. Someone selling one camera once has nothing to offer but their word.

Escrow moves the problem

Somebody now holds the money, and that somebody has to be trusted, funded, and paid for.

Distance is the real cost

Meeting in person works and quietly deletes every buyer outside the city.

Splitting is worse than either

Half up front leaves both parties half exposed and doubles the number of transfers.

Have you walked away from a sale because somebody had to go first?

neitherfirst@neitherfirst.site
Neither First does not
  • Hold funds at any point
  • Take custody of goods
  • List, sell or advertise anything
  • Charge a percentage of a sale
  • Judge who was right when a deal goes wrong